Terms

Welcome to Strowallet. Below are the draft terms and conditions for Strowallet, organized into different sections.

1. Introduction

Welcome to Strowallet. These terms and conditions outline the rules and regulations for the use of Strowallet's services, including but not limited to direct payments, virtual cards, bulk SMS, and bill payments.

2. Acceptance of Terms

By using our services, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you must not use our services.

3. Services

Strowallet provides the following services:

• Direct Payments: Customers can make direct payments through their local bank accounts.
• Virtual Account: Create and manage virtual bank accounts.
• Virtual Dollar Card: Obtain and use virtual dollar cards.
• Bill Payments: Pay bills directly through our platform.
• Bulk SMS: Send bulk SMS for various purposes.

4. User Eligibility

Our services are available to:

• Nigerian Residents: For bill payments, virtual accounts, Bulk SMS, invest Api, and virtual cards.
• Non-Nigerian Residents: For obtaining and using virtual dollar cards.

5. Know Your Customer (KYC) Policy

To comply with CBN regulations, we require users to complete the KYC process. This may involve:

• Phone Verification: We may call you for verification. If you refuse to answer, your KYC will be rejected, and your account will be closed.
• Identity Verification: Providing accurate and up-to-date identification documents.

6. Account Usage

• Fraud Prevention: We reserve the right to block accounts involved in fraudulent activities.
• Multiple Contacts: Contacting us from different WhatsApp numbers regarding the same issue for one account will lead to account closure.
• USDT Deposits: We allow USDT deposits for non-Nigerian residents to create virtual cards. Note that we are not a crypto company.

7. Compliance with Regulations

Strowallet adheres to all applicable CBN regulations. Users must also comply with all relevant laws and regulations while using our services.

8. Limitation of Liability

Strowallet is not liable for any direct, indirect, incidental, or consequential damages arising from the use or inability to use our services.

9. Termination

We reserve the right to terminate or suspend access to our services at our discretion, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the terms.

10. Amendments

Strowallet may revise these terms and conditions at any time . By using our services, you are expected to review these terms regularly.

11. Contact Information

For any questions or concerns about these terms and conditions, please contact us on whatsapp, live chat or email

12. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Nigeria.